About Us

Guaranteed Rate was started in June of 2000 and in less than three years has become the largest, independent residential mortgage lender in the Midwest. The company has achieved double-digit growth in loan volume each year, going from $195 million in its first year of operation, to $1.5 billion by 2004.

The company's innovative and unique approach to mortgage lending has been the key to its phenomenal success. Taking the best practices from market leaders in other industries and applying them to the mortgage business. These innovations have also produced a much higher level of customer service. The application process has been streamlined and automated so that a customer can apply online and get pre-approved within one hour. Much of the underwriting process has also been automated; reducing the total time a customer is able to close their loan from months to days.